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Realities of Financial Independence
Independence is a state of being every living being strives to achieve, and keep forever. From the moment a child sets foot in school, he is made to understand that the knowledge he gains from this point onward is for him to make intelligent use of, to shape his own future.
When one lives with his parents, he tends to take a lot of things for granted. Once one starts to earn his own living he is faced with two diabolical aspects: financial independence; and responsibility.
It is not enough to just earn money. A lot of factors crop up when one (sometimes arrogantly) decides to break away from the family and move into his own home.
True, that now he doesn’t have to think twice before buying that extra pair shoes; after all, there is no father waiting at home to glare upon the packet in hand. But one does have to think about the electricity bill that is due next week, the phone bill which now seems to be of an astronomical level, the laundry that needs to be picked up and the EMI that needs to be paid.
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The money that has been earned after hours of toil seems to trickle down into oblivion. In Economics, we learn that a country grows only through investment. And investment is the direct result of savings.
Similarly, in case of an individual, his financial state grows through saving. Parts of this saving can be invested in stocks and bonds. And since emergencies and accidents don’t come with trailers before them, security in terms of Medical and other insurances need to be made. Women in India have, for the longest time, been financially dependent on the men: first as a daughter on her father, second as a wife on her husband, and then as a mother on her children.
Although this has saved them the worry of earning their own living, it has come with its share of hitches as well. A wife abused by her husband is unable to leave him and sustain herself. Even after divorce, she is at the mercy of her husband for child support.
But with changing times the modern Indian woman knows how to make her own living. The power of money no longer manipulates her life.
To live off others brings with it self loathing and ridicule. Therefore, everyone should work towards financial independence.
 
Start Your Journey on the Path to Financial Freedom
To command financial stability and security in life, you have to plan and work hard over time. But to make things a little easier for you, here are the most important and time proven traits that could help you achieve your financial goals.
Health is Wealth (take care of yourself)
This may appear immaterial, but is very relevant. Good health ensures that you not only have the physical and psychological vigor to meet and rise above the challenges of your life, it also assures that you shall be there to savor the success of your dreams being fulfilled. So do have periodic check ups with your physician, do regular exercise, and maintain a healthy diet. And start early. The less care you take now, the more difficult it will be to make up for it later.
 
Define Your Vision
Defining your vision for your work and life is crucial to your success. What do you want? Is it financial independence; being your own boss; greater security for your family; a sound launching platform for your children? Whatever it is, you should always you‟re your vision in focus. Reinforce the vision and its role in as many ways, and in times of trouble seek guidance and solace from it.
Invest Your Money Wisely
Although your basic income shall be sourced from your current job(s), do not limit yourself to only this. You should try and augment your income by investing your money judiciously and
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